See the tight week before it arrives.
| Wk 1 | Wk 2 | Wk 3 | Wk 4 | Wk 5 | Wk 6 | Wk 7 | Wk 8 | Wk 9 | Wk 10 | Wk 11 | Wk 12 | Wk 13 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash in | 48 | 43 | 36 | 63 | 43 | 112 | 122 | 91 | 72 | 72 | 45 | 45 | 45 |
| Cash out | (81) | (42) | (77) | (29) | (182) | (8) | (146) | (26) | (107) | (49) | (114) | (26) | (85) |
| Ending cash | 237 | 238 | 197 | 231 | 92 | 196 | 172 | 237 | 202 | 225 | 156 | 175 | 135 |
| Minimum to keep | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| $8k short in week 5. Move the stone supplier payment a week, or draw $25k on the line in week 4. | |||||||||||||
$8k short in week 5. Move the stone supplier payment a week, or draw $25k on the line in week 4.
A week-by-week forecast of the cash coming into and going out of your business, refreshed every month and checked line by line. You hear about a short week two months ahead, while there's still time to do something about it.
- 18 years in hedge fund and private equity finance
- Read-only access to your data
- Fixed delivery date every month
- 15 checks before anything is sent
What you get
Thirteen weeks of detail. Built from your actual invoices, bills, payroll dates and bank balances, so each week reflects real money, not an average.
Numbers that tie out. Opening cash agrees to the bank. Receivables and payables agree to your books. Every bill and invoice lands in exactly one week. Fifteen checks have to pass before anything reaches you.
A page you'll actually read. The low point, the weeks to watch, what changed since last month, and what to do about it.
Who it fits
Owner-led businesses with roughly $2 million to $30 million in revenue, straightforward books, and cash that arrives unevenly:
- Staffing agencies paying weekly payroll while clients take 30 to 60 days to pay
- HVAC, landscaping and pool companies heading into the slow months
- Restaurant groups with two to five locations, opening the next one
- Product brands buying inventory months before it sells
- Medical and dental practices waiting on insurance while payroll and rent stay fixed
How it works
- Intake. A short form and a call about how cash really moves in your business.
- Build. Your forecast is built from the reports your accounting software already produces.
- Monthly update. A refreshed forecast, a comparison of what happened against what was forecast, and plain-English notes on what moved.
- Decide. Hire, buy the truck, draw on the line or wait, with the numbers in front of you.
Pricing
| Service | What it is | Starting at |
|---|---|---|
| Single | A one-time 13-week projection for one decision: a new location, a slow season, a loan | $1,000 one‑time |
| Standard | Your 13-week forecast, refreshed monthly, with actual vs. forecast | $500/month |
| Plus | Standard, plus a 12-month planning view for seasonal gaps | $750/month |
Monthly plans have a one-time setup fee. Full details. Add monthly close (reconciliations and accruals) to any plan.
CPA firms
If your clients are asking for cash forecasts and your team is already at capacity, we prepare the forecasts and monthly close work under your firm's name. You review it, deliver it and keep the relationship.
Reading
- What is a 13-week cash flow forecast?Why 13 weeks, what goes into one, and how to tell whether you need it.
- Planning cash flow for the slow seasonFour numbers a seasonal business should know before the busy months end.
- Adding cash forecasting to your CAS practice without hiringFor client accounting teams already at capacity.